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  5. Machine Payments Protocol
Industry & Businessaka MPPaka Machine Paymentsaka Machine Payments endpoint

Machine Payments Protocol

Machine Payments Protocol (MPP) is Stripe's handshake so an AI agent can pay a business programmatically instead of clicking through a human checkout page.

Ask Melo about this← all terms

Stripe Directory profiles can expose a Machine Payments endpoint: structured metadata telling an agent how to initiate, confirm, and settle a payment. Stripe's August 19, 2026 investor letter named MPP as the machine payments protocol in its payment layer, next to Bridge, Tempo, and the Agentic Commerce Suite. Inter-network payments on Stripe are free; the protocol is the discovery-to-settle step, not a model router.

Related terms

StripeStripe DirectoryTempoTokens as CurrencyVertical AIMoore's Law for AI Compute